Solid Gold EQUITY BUILDERSM Loan Rates

 

 

 
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Solid Gold Equity Builder Loan

 

 

Our "SOLID GOLD EQUITY BUILDERSM LOAN" Saves You Cashflow Monthly

Compare your current loan payments with these and then call us and make the change today!

Loan Amounts Of: Bi-Weekly
Payments
Payment
Rate@
Interest Rate
$200,000 $345.12 1.500% Cost of Savings Index
2.02 + 2.80 Margin
No Prepayment Penalty
Offered at 1.5 points + $395
APR on a $300,000 loan 4.82
$300,000 $517.68 1.500%
$400,000 $690.24 1.500%
$500,000 $862.80 1.500%
$600,000 $1,035.36 1.500%

As of Jan-05-2005:
CODI INDEX (01-05-2005) 1.563 (Cert. of Deposit Index) Margin 3.15  
COSI INDEX (12-15-2004) 2.020 (Cost of Savings Index) Margin 2.80  
COFI INDEX (01-04-2005) 2.025 (Cost of Funds Index) Margin 3.00  


Call for loan amounts over $650,000

To make a comparison between your current loan and ours, take the Bi-weekly payments and multiply them by 26 (payments). Then divide that number by 12 months! Now, subtract what you are currently paying and you will see that we can save you money! Our appraisers are in your area for the next four weeks so call today for your application.

Yes, we even offer these as stated income loans that arevery easy to qualify for. I can prove that this loan out performs all 5.75%+ fixed rate loans for the next five years! Annual adjustments. "Jumbo Loans available at slightly different terms from $651,000 to $1,500,000."

Ask to fill out the application today. Your only "out of pocket expense" is $50.00 to Southwest Credit Corp. for the credit report. $310.00 for the processing of the file to our servicing investor.

For more information 24/7 dial 1-800-903-5327 code 3702 to get faxed on demand examples and explanation, or call Gary personally at 408-891-3421 (cell) or 408-369-2900 (Office).

Benefits:

  1. No Payment shock, you get a predetermined schedule of payments for ten years!
  2. Then the loan payments are fixed and the home is paid off in just 25 years!
  3. Easy Doc Loans available with clean credit and verification of assets
  4. Reduce your monthly payments and save money. Perhaps enough money to fully fund your 401(k) or IRA accounts from the savings on the payment difference!

Naturally, we offer most loan programs secured by real property in California. As a full service Real Estate/Loan Brokerage we also assist our clients to buy and sell real estate. We make our listings more affordable. You will see some of the variety of services and very unique properties that we offer by clicking on "Buy a Home" and/or "Sell a Home" in the menu at the top of this page.

 

* All rates and fees are subject to change without notice. Credit scores can effect loan pricing, on all EQUITY BUILDERSM Loans above

$750,001 has a slightly higher start rate (3.25%), margin and 1/2 point cost additional. Rates change once a month. Compare your current loan payments with these and then call us and make the change today!

 Read about the Solid Gold EQUITY BUILDERSM Loan Program [pdf: 116KB]
 Use the Solid Gold EQUITY BUILDERSM Calculator

Financial Services and Real Estate Services Available. Buy, sell, relocate to and from anywhere in the USA.

Copyright © 2001, California Star Properties, Inc. All Rights Reserved.
EQUITY BUILDERSM is a service mark of Golden West Financial Corporation.